The cost of getting it wrong is already enormous.

Sanctions due diligence is still treated like desk research, even though the exposure looks like enterprise risk.

• Treasury's 2023 Binance action paired a $968M OFAC settlement with a $3.4B FinCEN settlement.
• Regulators expect businesses to know their counterparties.
• Sanctions liability can attach even when a firm did not intend to violate the rules.
• Analysts still stitch together list hits, registry checks, adverse media, and notes by hand.
• The result is slower onboarding, inconsistent judgment, and weak defensibility when regulators ask why.